
Certificates of Deposit are popular with savers looking for more predictability for their funds. CDs are the easiest way to save if you don't require immediate access to your money. They usually pay you a higher interest rate than traditional savings or money market accounts and, generally, the longer the term that you invest for, the higher the interest rate. Whether you're looking for a short, medium or longer-term investment, CDs are a smart addition to your investment portfolio.